Play with your numbers. See what's possible.

Interactive retirement tools from an independent broker who compares 20+ carriers. Free. No signup. Just clarity.

Takes 2 minutes. Everything stays private.

Tool 1 of 4

How much guaranteed income can your savings create?

Drag the slider. Watch the paycheck appear.

Your savings

$300,000

$50K$750K$1.5M

$2,025

per month — guaranteed for life

$24,300/yr · Age 65 · A-rated carriers

Tool 2 of 4

Your CD vs. a fixed annuity

Same dollars. Same safety. Watch the gap.

Compare on

$200,000

$50K$500K$1M

Best CD

$244,924

Fixed Annuity

$263,326

+$18,402

more with an annuity over 5 years

CD 4.15% vs MYGA 5.65% · Tax-deferred growth

Tool 3 of 4

When should you claim Social Security?

Tap an age. See the difference.

Your benefit at 67

Tool 4 of 4

Does your income cover your life?

Three numbers. One answer.

Monthly expenses

Monthly income

"I had no idea my 401(k) could become a monthly paycheck. Ben showed me numbers from six different carriers. No pressure. Just clarity."

— Retired teacher, Spokane Valley

"Our CDs were earning nothing. Ben moved us into a fixed annuity paying 5.65% — same safety, way more growth. Should have done it years ago."

— Couple, age 68, Liberty Lake

Ben Volk — Independent Retirement Income Broker

Meet Ben Volk.

Independent broker. Liberty Lake, WA. Licensed in five states. Ben shops 20+ A-rated carriers for the best rates and contracts for your situation. The insurance company pays his commission — not you. Your full deposit goes to work on day one.

OIC #860732 · Licensed AZ, ID, NV, OR, WA

What's coming next

More tools. More resources. More ways to get answers.

Summer 2026

Ben's Retirement Insights

Short videos answering the questions Ben hears every week. Real talk. No jargon.

Coming Soon

Client Document Portal

Secure access to your policies, statements, and planning documents. One login.

Coming Soon

Retirement Planning Guides

Downloadable guides on Social Security timing, rollover decisions, and income strategies.

Coming Soon

Retirement Insights Blog

Articles on rates, market conditions, and planning strategies for the Inland Northwest.

Common questions

What is a guaranteed income annuity?

You give an insurance company a lump sum. They send you a monthly check for the rest of your life. The amount is guaranteed — it never goes down, no matter what the market does.

Is my money safe?

Fixed annuities protect your principal. You cannot lose money to market downturns. Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.

How does Ben get paid?

The insurance company pays a one-time commission when you buy a policy. You pay nothing — not a fee, not a percentage, not a penny. Your full deposit goes to work on day one.

Can I still access my money?

Most annuities allow 10% penalty-free withdrawals each year. Full access comes after the surrender period — typically 3 to 10 years depending on the product.

What if I die before I get all my money back?

Most income annuities offer period-certain options that guarantee payments for a minimum number of years. Cash-refund options return any remaining balance to your beneficiary. Nothing is lost.

Play with your numbers. See what's possible.

How much guaranteed income can your savings create?

Your CD vs. a fixed annuity

When should you claim Social Security?

Does your income cover your life?

Meet Ben Volk.

What's coming next

Ben's Retirement Insights

Client Document Portal

Retirement Planning Guides

Retirement Insights Blog

Common questions

Ready to see your real numbers?